How to Deposit Crypto on MEXC Using Mobile Money (M-Pesa, MTN MoMo, Airtel Money): The Complete Guide for African Users

Mobile money has become the backbone of digital payments across Africa. Millions of users can now rely on M-Pesa, MTN MoMo, Airtel Money, and other local wallets for quick, reliable transactions. At MEXC, we understand this reality, so we’ve made it easier than ever for African users to deposit crypto using the mobile money services they already trust.

No matter what part of Africa you’re from, whether Kenya, Uganda, Ghana, Rwanda, Tanzania, Zambia, Nigeria, or francophone Africa, this guide shows you the fastest and safest way to deposit crypto through mobile money on MEXC.

Why Mobile Money Deposits Matter for African Traders

Mobile Money is fast becoming the default digital financial infrastructure in Africa. With MEXC integrating mobile-money-friendly payment channels, users now enjoy:

1. Instant deposits
2. Low fees
3. No need for bank accounts
4. Seamless onboarding for new crypto users
5. Payment methods aligned with local financial habits

This makes crypto more accessible, especially in regions where bank rails are slow, expensive, or unreliable.

How to Deposit Crypto on MEXC Using Mobile Money

Below is the full step-by-step guide, applicable across M-Pesa, MTN MoMo, Airtel Money, and similar services.

Step 1: Log In to Your MEXC Account

Visit the MEXC App or website and log in.

Step 2: Go to “Buy Crypto”

From the homepage, tap [Buy Crypto]. You’ll see multiple payment methods, select P2P Trading or Third-Party Payment, depending on your country.

Step 3: Select Your Local Currency

Choose the currency that matches your mobile money wallet, such as:

1. KES (Kenya) – for M-Pesa
2. UGX (Uganda) – for MTN MoMo / Airtel Money
3. GHS (Ghana) – for MTN MoMo
4. TZS (Tanzania) – for Vodacom M-Pesa / Airtel Money
5. ZMW (Zambia) – for MTN MoMo / Airtel Money
6. RWF (Rwanda) – for MTN MoMo
7. NGN (Nigeria) – for MTN MoMo / Airtel Money

Step 4: Choose a Trusted Merchant or Payment Provider

Depending on your region, you’ll see payment providers or merchants supporting:

1. M-Pesa
2. MTN Mobile Money
3. Airtel Money
4. Vodacom M-Pesa
5. Tigo Pesa
6. Orange Money

Look for verified merchants with:

1. High completion rate
2. Good ratings
3. Large order volumes

Step 5: Enter the Amount You Want to Deposit

Input the amount in your local currency or the amount of crypto you want to buy (e.g., USDT).

The system automatically shows:

1. Estimated exchange rate
2. Total amount
3. Transaction time

Step 6: Pay Using Your Mobile Money Wallet

Follow the merchant or provider instructions, which typically include:

1. Dialing your mobile money USSD code
2. Confirming the payment
3. Entering your mobile money PIN
4. Waiting for confirmation

For example:

M-Pesa:“Go to Lipa na M-Pesa” → “Paybill” → enter the provided details.

MTN MoMo: *Dial 170# → “Pay Bill” → follow merchant instructions.

Airtel Money: *Dial 185# → “Send Money” or “Pay Bill”.

Step 7: Wait for Your Crypto to Arrive in Your MEXC Wallet

Most mobile money deposits on MEXC confirm within 1–5 minutes.

You’ll receive crypto (usually USDT) directly into your Funding Wallet or Spot Wallet, depending on the method used.

Supported Mobile Money Methods on MEXC

Below are some of the most widely used mobile money services supported through MEXC’s P2P and payment partners:

Why African Users Prefer Mobile Money Deposits on MEXC

1. Faster Transactions

Mobile money deposits reflect much quicker than bank transfers.

2. Lower Fees

Most mobile money deposits cost less than bank-based methods.

3. Easy for Beginners

No need for bank apps, debit cards, or complicated processes.

4. Strong Fraud Protection

Mobile money networks have strict verification and PIN security.

5. Tailored for African Markets

MEXC’s deposit system adapts to real user behavior; simple, local, and reliable.

Safety Tips When Depositing Through Mobile Money

To keep your funds secure:

Always use verified merchants.

Confirm merchant phone numbers before paying.

Never share your mobile money PIN.

Cancel orders immediately if something looks suspicious.

Make sure your MEXC account is fully KYC-verified.

Final Thoughts

MEXC has made the deposit of crypto via M-Pesa, MTN MoMo, Airtel Money, and other mobile wallets now easier, safer, and faster than ever. So every trader, investor, P2P merchant, or first-time crypto user can have a smooth, localized deposit experience built for Africa.

Your crypto journey should be simple, and mobile money makes that possible. So if you’re ready to get started, log in to your MEXC account and make your first deposit now.

Disclaimer: This content is for educational and reference purposes only and does not constitute any investment advice. Digital asset investments carry high risk. Please evaluate carefully and assume full responsibility for your own decisions.